Cryptocurrencies are trending in the red today.

At the time of writing, Litecoin (LTC) is at $172 and Stellar (XLM) is at $0.33.

For a long time now, we've followed how Western governments like the US and UK are treating the digital transition.

We have noted how the largest banks are begging these governments to start taking the transition seriously because they are losing to China.

Well, they still continue to do nothing but talk.

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