Billionaire business mogul Warren Buffet says "I buy when there's blood in the streets," meaning that he invests more when prices are low and everyone else is running for the hills.

You might be feeling like running, too, after watching the crypto market tank on Monday. Bitcoin (BTC) dropped to $31,000, Ethereum (ETH) to $2,300, and Cardano (ADA) hit $0.65 cents - some of the lowest lows we've seen from these coins so far this year.

I attribute the state of the market to what I call the "four R's": Russia, rates, reset, and regret.

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